India Data Rules and Wallet Context
This Privacy Policy explains how we handle personal data when you create an account, verify identity, use the wallet, contact our team or change account settings. We collect only the details needed to run your account, process UPI, Paytm and PhonePe records, check withdrawals, protect access
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and meet legal duties that apply to us. Access to certain account functions depends on local law and is available where local law permits. We may keep transaction references, device data, cookie choices, KYC documents, chat records and account activity for the periods needed for security,
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dispute checks and lawful record keeping. We do not sell your personal data. If a service partner helps with payments, identity checks, hosting or customer care, we require that partner to use your data only for the assigned purpose.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.